{"id":33042,"date":"2020-03-13T10:54:06","date_gmt":"2020-03-13T14:54:06","guid":{"rendered":"https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/?p=33042"},"modified":"2020-03-16T10:51:57","modified_gmt":"2020-03-16T14:51:57","slug":"homestead-funding-office-in-glens-falls-is-growing-at-the-close-of-its-second-year","status":"publish","type":"post","link":"https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/2020\/03\/homestead-funding-office-in-glens-falls-is-growing-at-the-close-of-its-second-year\/","title":{"rendered":"Homestead Funding Office In Glens Falls Is Growing At The Close Of Its Second Year"},"content":{"rendered":"<figure id=\"attachment_33043\" aria-describedby=\"caption-attachment-33043\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-33043\" src=\"https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/wp-content\/uploads\/sites\/109\/2020\/03\/homestead-funding-hc.jpg\" alt=\"\" width=\"900\" height=\"668\" srcset=\"https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/wp-content\/uploads\/sites\/109\/2020\/03\/homestead-funding-hc.jpg 900w, https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/wp-content\/uploads\/sites\/109\/2020\/03\/homestead-funding-hc-300x223.jpg 300w, https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/wp-content\/uploads\/sites\/109\/2020\/03\/homestead-funding-hc-768x570.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption id=\"caption-attachment-33043\" class=\"wp-caption-text\">In 2017, Maureen Ginter-Grabowski and John Homkey opened a Homestead branch.<\/figcaption><\/figure>\n<p>By Andrea Harwood Palmer<br \/>\nThe Glens Falls branch of Homestead Funding is finishing it\u2019s second year in strong fashion and building its team of in-house loan officers.<br \/>\nMaureen Ginter-Grabowski is the branch manager and senior loan officer of the branch, located at 3 Warren Street, Suite #3A.<br \/>\nJohn Homkey is a licensed loan originator, and opened the Glens Falls branch with Ginter-Grabowski in 2017.<!--more--><br \/>\n\u201cIt was just the two of us in the beginning. Now, including myself, we have eight loan officers in our office,\u201d said Ginter-Grabowski.<br \/>\nGinter-Grabowski and Homkey have worked together since 2013, when Ginter-Grabowski was managing a different mortgage firm. Recruited heavily by Homestead Funding, she transitioned to Homestead Funding as the branch manager and senior mortgage loan officer of the Glens Falls branch in 2017.<br \/>\n\u201cI told John I was leaving, and he said, \u2018Where are we going?\u2019 He was on board right away,\u201d said Ginter-Grabowski.<br \/>\nGinter-Grabowski started in the title insurance industry at the age of 17. A client told her she would be good at mortgages, and in 2000 she transitioned into the industry as a loan officer.<br \/>\n\u201cThe mortgage industry began to implode around 2006, 2007. It got really ugly, but I stayed in. I just love what I do,\u201d she said.<br \/>\n\u201cOne good thing that happened in the industry during the housing crisis is that a lot of the poor practices were rooted out. You could see how people got taken advantage of. I never did subprime mortgages. It was an education problem for a lot of people. They just didn\u2019t know what they were getting into,\u201d said Ginter-Grabowski.<br \/>\n\u201cI was always the one looking out for what was best for the client. And Homestead has that model. It\u2019s about the clients and what they really need,\u201d said Ginter-Grabowski.<br \/>\nHomestead Funding has 34 offices in Saratoga, Clifton Park and throughout New York state and Connecticut. The corporate office is located in Albany.<br \/>\n\u201cWe are essentially financial and moral counselors. People come in here tell me their whole life story,\u201d said Ginter-Grabowski.<br \/>\n\u201cWhat sets us apart from everyone else is we\u2019re always 100 percent client-focused and what is best for them. We don\u2019t try to kill deals. We try to make things work, as opposed to figuring out how it doesn\u2019t work. We make sure the consumer is getting the best product available to them,\u201d said Ginter-Grabowski.<br \/>\n\u201cIf you ask any realtor out there, they\u2019ll say they feel better if they have a pre-qualification letter from Homestead Funding. They know we can get it done. It doesn\u2019t matter if it\u2019s me, John or someone else. They know the company behind the loan officer is a great company. You\u2019re not just doing business with Maureen or John. You\u2019re doing business with Homestead Funding,\u201d she said.<br \/>\n\u201cWith us, mortgages are our sole focus. It\u2019s all we do. We don\u2019t sell checking accounts or savings accounts or other products. We don\u2019t care where you bank. When mortgages are the only thing you do, you have to be really good at it\u2014and we are,\u201d she said.<br \/>\nFuture plans include growing the loan officer team, as well as having processing and underwriting in the same building. Ginter-Grabowski and Homkey are each involved in nonprofit organizations.<br \/>\n\u201cWe want to get more involved in the community. In the short time we\u2019ve been here, we\u2019ve done a lot to invoke ourselves in the community. I\u2019d like to do more,\u201d said Ginter-Grabowski.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Andrea Harwood Palmer The Glens Falls branch of Homestead Funding is finishing it\u2019s second year in strong fashion and building its team of in-house loan officers. Maureen Ginter-Grabowski is the branch manager and senior loan officer of the branch, located at 3 Warren Street, Suite #3A. John Homkey is a licensed loan originator, and [&hellip;]<\/p>\n","protected":false},"author":196,"featured_media":33043,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Homestead Funding Office In Glens Falls Is Growing At The Close Of Its Second Year - Glens Falls Business Journal<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.glensfalls.com\/glensfallsbusinessjournal\/2020\/03\/homestead-funding-office-in-glens-falls-is-growing-at-the-close-of-its-second-year\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Homestead Funding Office In Glens Falls Is Growing At The Close Of Its Second Year - Glens Falls Business Journal\" \/>\r\n<meta property=\"og:description\" content=\"By Andrea Harwood Palmer The Glens Falls branch of Homestead Funding is finishing it\u2019s second year in strong fashion and building its team of in-house loan officers. 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