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Building Dreams: Double H Ranch Breaks Ground On Circle H Lodge For Camp Staff

Posted onNovember 22, 2023November 22, 2023
Double H Ranch launched a $5.5 million capital campaign project support four areas: the new Residential Lodge, Adaptive Playground, Outdoor Pavilion expansion, and Camp-A-Theater.

The Double H Ranch in Lake Luzerne, New York, broke ground on Circle H Lodge, a new residential lodge for camp staff and volunteers, in late September. Double H Ranch launched its public phase of a $5.5 million capital campaign project in March 2023 to support four areas of focus: the new Residential Lodge, Adaptive Playground, Outdoor Pavilion expansion, and Camp-A-Theater. Backed unanimously by its Board of Directors, the Double H Ranch has secured $5.3 million of its goal.

Dave Michaels, Chair of the Facilities Committee, stated: “It is exciting to be here today breaking ground at the new Circle H Lodge. Double H makes a profound difference in the lives of our campers year-round, and our staff team and volunteers work hard to make the program possible.  This new lodge will provide our counselors and volunteers with a place to recharge and rest, helping them to be the best they can be for our campers.  This new cabin will offer year-round housing, build program capacity, and enhance energy efficiency, and will offer common rooms for meeting and gathering.”

Charlie Crew, Board Chair, stated: “Thank you to all our donors who have collectively contributed 5.3 million towards our campaign. Double H campers look forward all year to experiencing the life changing impact of camp, and they will benefit from these capital improvements for years to come.”

This is the Ranch’s second Capital Campaign endeavor led by Lisa and Robert Moser, who launched the campaign with a $1.5 million leadership gift. “Double H Ranch wouldn’t be possible without the support of our community. We are grateful for the individuals, foundations, businesses, and organizations that have provided generous funding in the initial stage of our campaign. We are inspired by the progress we have made and look forward to meeting our campaign goal in 2023 with the help from our community,” state the Moser’s.

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Glens Falls and Saratoga Gear Up For Holiday Celebrations In November And December

Posted onNovember 22, 2023
From Glens Falls to Saratoga, the holiday spirit is in full swing! Join the festivities as these charming communities light up November and December with joy, warmth, and a dash of seasonal magic.

BY JILL NAGY

November and December will be a busy months for holiday celebrations in Saratoga and Glens Falls. In Saratoga Springs, the Victorian Street Walk will be back in its previous format from 6 to 9 p.m. November 30. Glens Falls has renamed its outdoor holiday market, scheduled for December 1-3, the Adirondack Holiday Festival. Glens Falls also plans a holiday decorating contest open to homeowners, apartment dwellers, and business owners. The Festival of Trees returns to the Saratoga City Center November 20 to December 4. And there are rumors of a holiday parade in South Glens Falls. 

This is the 37th year for the Saratoga Springs Victorian Street Walk, an event that has evolved from a street festival largely sponsored by local business owners as “a great way for businesses to welcome people and thank them for their support,” according to Deann Devitt, board president of the Saratoga Springs  Business Association, the main organization running the event. Over the years, it has grown to a night of entertainment in downtown businesses and on the streets. During the height of the Covid pandemic, the event was changed from a weekday evening to a full weekend, in order to minimize crowds. This year, it returns to its previous format. Before the pandemic, close to 10,000 people would crowd Broadway for the walk. In between, “It’s been a couple of weird years,” Devitt said. This year, with people still shy of crowds, she expects some 5,000 walkers.

The evening will begin with the lighting of a holiday tree. City employees from the Department of Public Works will bring the tree and set it up. Munter Enterprises, another of the tree sponsors, will lend a lift to get the tree onto its stand. Rena Fine Flowers, a Saratoga Springs florist, was hired to decorate the tree.

Once the tree is lit, “this kicks off the season for Santa.” Devitt reports. He will be in his Santa Cottage to welcome children with their wish lists and letters. Weather permitting, Mrs. Santa will accompany him but, Devitt explained, Mrs. Santa is getting on in years (“aren’t we all?”) and cannot always sit in the cold for long periods of time. An elf or two will fill in, if necessary. 

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Glens Falls Welcomes Peak Nutrition, New Juice and Smoothie Bar Sparks Healthy Living

Posted onNovember 22, 2023
Peak Nutrition celebrated the opening of their nutrition club with a ribbon cutting event held by the Adirondack Chamber of Commerce at their 130 Broad St. location in Glens Falls.

By Ann donnelly

This month, husband and wife Ashley and Derek Heald celebrated the opening of their nutrition club, juice, and smoothie bar, Peak Nutrition, with a ribbon-cutting ceremony held by the Adirondack Regional Chamber of Commerce on November 3, 2023.

Peak Nutrition offers vitamin-packed, energizing teas, healthy protein shakes, and iced coffees in the Broad Street Shopping Center in Glens Falls. Many of these drinks are popular with fitness enthusiasts for pre-, during- & post-workout needs, but also appeal to a wide range of other customers looking for a healthy, fresh drink. “We do kids’ drinks as well,” says Ashley Heald. “They are not caffeinated and contain some protein. I’ve got two picky eaters, so wherever I can sneak in some protein is always good.”

“We host monthly body transformation challenges and help people achieve their health and wellness goals, whatever they may be,” says Ashley Heald. They have held a local vendors showcase and plan to hold pop-up workouts.

“I’ve been a stay-at-home mom for six years and was looking for work I could do and still have enough time for the boys. I was an athlete, running track and field in school, but I always hated the chalky taste of protein shakes. Derek had me taste one of these shakes, and I said, ‘Okay, what have I got to do.’” 

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Hudson Headwaters Unveils A Modern Hub for Integrated Care and Medical Education

Posted onNovember 22, 2023
Hudson Headwaters Health Network’s is now open at 38 Larose Street, Glens Falls. The center is equipped with on-site lab services operated by Glens Falls Hospital.

Glens Falls Family Health, Hudson Headwaters Health Network’s 22nd brick-and-mortar health center, is now open. Located at 38 Larose Street, Glens Falls Family Health has 18 exam rooms and a floor plan designed to support an integrated team care model with nurses, patient service assistants, behavioral health specialists, care managers, resident physicians, advanced practice providers and physicians working together. The center is also equipped with on-site lab services operated by Glens Falls Hospital.

 “The establishment of Glens Falls Family Health has been a longtime community effort, with many details thoughtfully developed to improve health outcomes and patient experiences for years to come,” said Hudson Headwaters CEO Tucker Slingerland, M.D. “As a nonprofit, Federally Qualified Health Center, Glens Falls Family Health expands access for all in our community, regardless of income or insurance. Thank you to our hard-working staff for making this milestone possible and for the support of our regional partners who share our vision of sustainable health care for everyone.”

The building was also designed with medical residents in mind and serves as a continuity site for residents physicians of the new Saratoga Hospital Family Medicine Residency, a collaboration with Saratoga Hospital and Albany Medical Center. The inaugural class started in July 2023 and have traveled to Glens Falls from around the world.

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Adirondack Wilderness Medicine: Equipping Outdoor Enthusiasts With Life-Saving Skills

Posted onNovember 22, 2023
AdkWildMed will prepare you to face dangerous challenges with confidence. Our courses are designed for all experience levels.

By Susan Elise Campbell

A person never knows when first aid training may be needed, but Clark Hayward, founder of Adirondack Wilderness Medicine, believes if they are an hour or more away from a hospital, his wilderness first aid course may not only come in handy, but save a life.

“It’s amazing that new students taking the course are surprised how much can go wrong out on a hike or ski trip,” said Hayward. “We are here locally to train anyone who does things outdoors, either sports or hunting or in their line of work.”

The basic two-day, 16-hour training encompasses everything a standard first-aid course includes along with the practical skills to prevent such conditions as hypothermia or heat stroke, he said. 

“The difference between wilderness first aid and standard first aid is the latter assumes an ambulance will arrive in about 15 minutes,” said Hayward. 

With wilderness first aid, that help “may not arrive for hours or even days,” during which time someone has to manage the situation medically as well as provide food and water, he said.

The course curriculum Hayward follows is designed by SOLO, the international leader in wilderness education founded in 1976 and the originator of wilderness medicine in the U.S. Hayward is a licensee of the SOLO program, he said.

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Glens Falls YMCA: More Than Fitness, Fostering Wellness And Community Connection

Posted onNovember 22, 2023
Glens Falls YMCA: Where Fitness Meets Community Wellness

By Christine Graf

As one of more than 2,700 YMCA’s throughout the United States, the Family YMCA of the Glens Falls Area is committed to providing health and wellness opportunities to the local community.

“The YMCA is so expansive in the offerings for health and wellness,” said Executive Director Lauren Cygan. “It’s really the foundation on what the organization is built to serve. When you think of youth development, healthy living, and social responsibility, it all comes together at the Y.  That’s why we have everything from aquatics and gymnastics to Silver Sneakers.”

Glens Falls members have access to one of the approximately 75 group exercise classes that are offered each week. These classes take place in the aquatics center, the cycle studio, or in one of the facility’s two fitness studios.

The majority of fitness classes are offered on a first come first served basis, but several of the most popular aquatic fitness classes require registration. Online registration is not available, and members can register for classes upon arrival at the YMCA. This is done to prevent no-shows.

“The aquatic fitness classes fill up incredibly quickly,” said Cygan. “Our older adult population is absolutely booming, and many of our seated classes—chair yoga and chair Zumba—also fill up very quickly.”

The Family YMCA of the Glens Falls Area is certified to teach the extremely popular Les Mills classes–Body Pump, Body Combat, and Body Step. They also offer mind/body classes including yin yoga, vinyasa, and power yoga. Personal and small group training with certified personal trainers are also available, and all new members are entitled to receive a free 30 minute Healthy Start session in the wellness center.

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Business Report: Smart Tax Moves: Year-End Harvesting

Posted onNovember 22, 2023
Matthew Burnell, financial paraplanner, HK Wealth Management Group.

BY MATTHEW BURNELL

“It’s that time of the year, and I don’t mean just the holiday season, even more exciting it’s time for year end financial and tax planning! The following are some topics that you may want to discuss with your tax accountant or financial advisor.

One year end strategy is “tax loss harvesting”. You or your financial professional may be selling equities in non-retirement accounts throughout the year. If selling at a price higher than the purchase price, you have a capital gain on the sale which is taxed according to your income bracket and the amount of time the security was held. With the goal of reducing tax on capital gains, you can look to offset some of the gains by selling other securities in your portfolio that have a loss.

This should be done strategically considering the investment philosophy of your portfolio. Note, repurchasing the same or substantially identical security that you sold for a loss within thirty days, or the loss may be considered a “wash sale” and disallowed.

Now may also be a time to review your withholding on your salary heading into the new year. If you keep owing a large tax bill in April and would prefer to pay this over the course of the year instead, and if applicable reduce interest and penalties your withholding percentage may not be aligned with your income tax rate. For example, if your effective Federal Tax Rate is 25% and the withholding on your paystub is 15%, there is a 10% gap here and you will likely owe taxes in April if you have not been making estimated payments. You can adjust your withholding on form W4 provided by your employer.

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Business Report: Year-End Tax Strategies for Business Owners”

Posted onNovember 22, 2023
Megan Nelson, CPA at Whittemore, Downe & Ricciardelli, LLP..

BY Megan Nelson, CPA

Business owners, whether a sole-proprietorship, partnership, S-Corporation or closely held C Corporation, should take the time before year end to assess their current financial situation.  First and foremost, make sure the books and records are up to date, reconciled and properly categorized so you have an accurate view of your financial picture.  No benefit is derived from tax planning based upon poor records.  Next, take some time to reflect on the past year, anticipate the remainder of the year and project ahead to next year. 

Most business owners are looking to minimize taxes, however avoiding taxes at all cost may not always result in keeping the most cash.  For example, buying something before year end for the sake of getting a deduction does typically result in lower taxes, but it can also result in a negative impact on cash flows, meaning  more dollars are spent than taxes saved and often doesn’t result in the best overall financial situation for the business.  On the other hand, spending money on necessary expenses or equipment that will help the business grow and be more effective/efficient might justify that impact on cash flows.  Or, if profits are up, it may make more sense to pay tax now and keep those after tax dollars to grow your business.

Keep in mind, tax planning shouldn’t be looked at based on a single year.  Consider your tax situation this year, but how might it compare to next year and the year after?  The Tax Cuts and Jobs Act (TCJA) became law in 2017 and lowered income taxes for almost everyone.  Personal income tax rates in effect today are scheduled to sunset at the end of 2025 and increase to what they were in 2017.  Under current law, the beginning of 2026 could find many taxpayers paying 3% to as much as 9% more in federal tax compared to the same income this year.  Maybe saving cash and postponing that equipment purchase is a better financial decision. 

If after looking at your current year income with consideration for few years, you decide it is beneficial to reduce current year income, here are some options to maximize deductions:

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Business Report: NBT Analyst Highlights Economic Concerns

Posted onNovember 22, 2023
Kenneth J. Entenmann, CFA, Chief Investment Officer and Chief Economist, NBT Bank.

By Paul Post 

The U.S. should have no trouble weathering a mild recession if one occurs, but inflation, a national labor shortage, and skyrocketing debt coupled with high interest rates are major causes for concern.

 That’s what a leading financial analyst told more than 200 people gathered for a recent Adirondack Regional Chamber of Commerce event at the Queensbury Hotel.

 Ken Entenmann is senior vice president, chief investment officer and chief economist for Norwich, N.Y.-based NBT Wealth Management. He holds a bachelor’s degree in applied economics and business management from Cornell University, an M.B.A. from the University of Rochester’s William E. Simon Graduate School of Business Administration, and oversees more than $9 billion in assets under management and administration in trust, custody, retirement, institutional and individual accounts.

 His presentation, supported by detailed graphics, was entitled, “Should I Stay or Should I Go?: Waiting for the Imminent Recession That Has Yet to Happen.”

 “Whether we have a recession or not, I don’t think is the relevant question,” Entenmann said. “Things are slowing, but because consumer and corporate balance sheets are relatively strong, I think we’ll weather a recession. I’m concerned because I think it’s fair to say Washington right now is dysfunctional, and the likelihood that they’re going to tackle some of the bigger problems like Medicaid and Social Security is small. Therefore, I think those problems are going to linger.”

 Since 2007, national debt has more than tripled from $9 trillion to $33 trillion.

 “Then the chickens came home to roost,” Entenman said.

 While debt was growing exponentially interest rates remained low, but have since gone up 550 basis points, meaning this year’s interest payments on debt will total about $800 billion and likely reach nearly $1 trillion in the next few years, or 8 percent of the federal budget.

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Business Report: 8 Key Questions To Steer Toward Success

Posted onNovember 22, 2023
Wendy Waldron , the owner of WaldronWorks, is a Professional EOS Implementer®.

Budgets. Strategic Planning. Annual Planning. ‘Tis the season … but who has time? For many business owners it can be hard to work ON your business, rather than feeling the pull to solve IN the business issues. In this article we’ll share a simplified approach to strategic planning.

Can you gather your leadership team and answer these 8 Questions?

1. What are your Core Values?

I don’t mean your aspirations or the words on a plaque. Rather, what are the behaviors that define your best team members? Who do you LOVE working with – including vendors and clients? What do they have in common? Your core values define the right people for your company. They act as a magnet – both attracting and repelling!

2. What is your Core Focus?

This is your reason for being; it’s what you’re best at doing! Others call it a mission. It comes from your core and it should give you a filter to help you focus your energy. In Good to Great, Jim Collins says. “You are more likely to die of indigestion of too many opportunities than you are of starvation of not enough.”

3. What is your Core Target?

Pick a timeframe – 10 years? 15 years? Then identify what you REALLY want to accomplish. Be brave. You are inviting people to be part of……what?

4. What’s your Marketing Strategy?

Who is your ideal customer and what do they need to hear from you in order to part with their hard-earned money? You don’t need to become a household name. You do need to focus your Marketing and Sales efforts.

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