By Stephen J. Augstell , MS, CFP Americans are not saving enough for retirement. This is hardly breaking news. When measured against accepted benchmarks--85 percent replacement of preretirement income or 50 percent of preretirement income, if you factor income...
Business Report: Will Tax Laws Make Refund Disappear?
Dale L. Mullin, partner with Whittemore, Dowen & Ricciardelli LLP. By Dale L. Mullin CPA, CFP The government shutdown was a hotly debated topic of discussion for almost everyone and yet was barely an inconvenience for most people. By...
Business Report: Have You Started Taking Your RMDs?
Brian Ostrander, financial advisor, Edward Jones Investments in Glens Falls. By Brian Ostrander, CHFS, CLU, AAMS Throughout your career, you have been working hard to save in one or more retirement accounts. Then, once you retire, you'll have some...
My Turn: ARCC Membership Is Growing
Pam Fisher, membership manager, Adirondack Regional Chamber of Commerce By Pam Fisher Just last year, a national survey of 2,000 adults revealed that being active in a local chamber of commerce is an effective business strategy. Two-thirds of consumers...
My Turn: Archaic Scaffold Law Hurts NYS
Annemarie Mitchell, CEO and president of Legacy Timber Frames Inc By Annemarie Mitchell There has been a lot of buzz lately about the New York State Scaffold Law. It is an archaic law on the books that predates workers...
Common Sense Security Audits
Mark Shaw, president, Stored Technology Solutions (StoredTech) By Mark Shaw I used to work with an ex-military IT guy who would look at new PCs with in the box and say "Wow, what a security threat", I would laugh...
Regular Visits To A Chiropractor May Help People Adapt To Stress And Avoid Injuries
Dr. Bill Tackett, left, and Dr. Jeff Sawyer of the Tackett Chiropractic Center in Queensbury treat not only paients with problems, but those trying to stay well and avoid problems By Jill Nagy It's a good idea to see...
Should You Take A Pension Buyout?
Mark A. Sissons, financial planner with Edward Jones Financial in Glens Falls By Mark A. Sissons Have you recently received a pension buyout offer? If so, you need to decide if you should take the buyout, which could provide...
Business Report: Retirement Plan IRS Audits
Lisa Boucher, benefits supervisor with CMJ, LLP in Glens Falls. By Lisa Boucher, SPHR, CEBS Retirement plan audits are not something anyone wants to experience but it can happen. We recently assisted a client with a 401(k) Plan audit...
Business Report: E-Verification: Benefits and Criticisms
Dhianna Yezzi, owner, Integrated Staffing,Glens Falls and Saratoga Springs By Dhianna Yezzi E-verification is annoying and time consuming. In addition, the system has faced a barrage of criticism over the years for being flawed in its design and implementation....