Hudson Headwaters Health Network and PrimeLink Inc. have joined forces to offer free Wi-Fi at two area Hudson Headwaters health centers, enabling patients without access to reliable internet service to be able to access telehealth visits with their health care provider.
The free connections are available for patients to use from 6 a.m. to 9 p.m. daily at the health centers located at the Kingsbury Health Center in Fort Edward and at the center on Broad Street in Glens Falls.
Services are also offered at Hudson Headwaters facilities in Champlain, Plattsburgh, Ticonderoga.
In response to COVID-19 social distancing guidelines, Hudson Headwaters Health Network expanded its telehealth capabilities to enable provider-patient visits online. The service allows patients to receive care without needing to physically enter their health centers, limiting potential exposure to the coronavirus.
Officials said patients can meet with their providers through an internet connection on their computer or other electronic device in the same way they would take part in a video conference. Providers can see and speak directly with patients and family members providing an opportunity to address patients’ health concerns and make determinations about ongoing care.
New OrbitalFire Security Service Is Launched To Help Small Businesses

Courtesy Reg Harnish
By Andrea Harwood Palmer
OrbitalFire, a managed security service provider headquartered in Queensbury, launched a new service platform in early June. It is designed to help small businesses.
“OrbitalFire provides cybersecurity solutions specially designed for small and medium-sized businesses, including regulatory compliance, risk management, assessment, training, security monitoring and other services that have traditionally been available only to enterprises,” according to CEO Reg Harnish.
“Cybersecurity is confusing for most businesses—they don’t know where to start. Our goal at OrbitalFire is to redefine cybersecurity for small businesses. Your small to medium business doesn’t look like Target, or Walmart, or Boeing. So you shouldn’t think about cybersecurity in the same way they do,” he said.
Business Report: What You Must Do Now

By Michael Cruz
As we re-open our local economy, we can’t quickly go back to normal. It is important to re-examine all aspects of your business. What you were doing before COVID is not necessarily what you should do next. Examine your business plan. I often say that a plan is like a road map.
The only time you don’t need a map is when you are going where you have already been. Or, when you don’t care where you are going.
Things are not going to be the same for quite a while. You need to figure out how to rekindle sales. You need to make sure your product pipeline is solid.
Your customers are having the same challenges you are. Everyone will be a little more cautious as to where they spend their money. Each of us needs to reassess our priorities. We need to figure out which expenditures are required. And, which purchases we can delay until we are sure of the recovery.
Retirement Planning Group, Setup For Video Conferences Pre-Pandemic, Moves Its Offices
By Jill Nagy
Retirement Planning Group LLC, has been on the move, both physically and technologically, this year.
In January, they moved their Saratoga County office from Saratoga Springs to a building on Route 9 in Malta. More recently, the company moved its Glens Falls offices to 238 Bay Road from a previous space on Glen Street.
Both moves resulted in larger buildings and better parking facilities, according to James Corcoran. In Malta, for example, there is space for two or three more offices.
At the same time, working with PrimeLink, the company increased the technology in the conference rooms, created an audio studio for podcasts and radio broadcasts, and installed an internet-based telephone system. The new system allowed employees to take their telephones home and work from there.
Last January, David Kopyc, president of the Retirement Planning Group LLC, wrote an article warning readers of “black swan events”—unexpected developments. “Little did I suspect that we would have one in just six weeks,” he said, referring to the coronavirus pandemic.
Business Report: Estate And Tax Planning During COVID-19

By Jennifer M. Boll, Esq.
In the last several months, we have seen the drastic impact of the COVID-19 crisis on our health, way of living and the economy. While these times may feel uncertain, there are still many factors in your control and even opportunities for those who seek them out. This is especially true as it relates to your estate and tax plan.
The current environment of low interest rates and depressed asset values presents several unique estate planning opportunities for individuals to make the most of their hard-hit assets and leverage the transfer of wealth and business interests. There are a few items to consider.
• Federal gift tax exemption and annual exclusion remain at all time highs.
In 2020, the federal gift and estate tax lifetime exemption amount is $11.58 million per individual, and the annual exclusion for gifts is $15,000 per recipient per year.
Business Report: Explaining The 2020 W-4 Form

BY JEANNINE DUBIAC, FPC
Employers be aware. The IRS has updated the 2020 Form W-4 Employee’s Withholding Certificate.
This new version of the W-4 form is required for all new hires in 2020 and for employees who want to make a change to their withholding for 2020. Employees hired prior to Jan. 1 are not required to submit a new form.
This new 2020 W-4 form will look different! There is no longer the ability to select withholding allowances to account for additional income, deductions and tax credits. The new form include lines where employees can enter those amounts directly that will be used in calculating the withholding amount.
The IRS is not requiring all employees to complete the new W-4. Only those employees that are new hires or those that would like to make changes to their withholdings will be required to use the new revised form. The IRS has designed the tax tables to work with both the new form and the prior year versions of the form.
Small Business Recovery Fund Set Up To Help Glens Falls Businesses In Danger Of Closing
The Glens Falls Local Development Corp. has announced a Small Business Recovery Fund (SBRF), that provides forgivable loans of up to $7,500 to those experiencing hardship during the coronavirus pandemic.
Priority will be given to ground-floor storefront businesses open to the general public. The funds would be used to help them stay in business. Eligible businesses are those where the owner receives their primary source of income from the business.
Loans will carry a zero-interest rate, a 12-month term and be forgiven for businesses that remain open and in operation through July 1, 2021, that have complied with the program rules, according to the SBRF guidelines.
The goal of the fund is to provide emergency relief to help business owners retain their businesses and their employees as a bridge of support before additional state and federal resources become available and the mandated pause on business operations is relaxed.
Area Builders Continue Projects After ‘Pause’ Order; Next Year’s Season Is In Question

by Lisa Balschunat
Elated about New York state’s relaxing of COVID-19 restrictions as it proceeds with reopening the economy in phases, Tom Albrecht, president of Hilltop Construction Co., said “I’m digging holes again and playing in the dirt.”
His company ran a bare-bones crew on a few jobs deemed essential businesses by Gov. Andrew Cuomo’s office during the state’s Pause. But Hilltop and other area builders are moving on with projects that came to a halt due to the pandemic.
“Hilltop had a few essential jobs, so we were able to continue working on some projects,” Albrecht said. “During the Pause we signed over $3 million worth of work. This year we are booked with contracts. Next year, I think the economic impact will be felt. I am an optimist, but also a realist. When the dust settles, our region will be affected. Some businesses won’t open long term or at all. The impact will be great.”
Garnet Hill Lodge In North River Purchased; New Owner Does Structural Upgrades

Courtesy Garnet Hill Lodge
By Susan E. Campbell
April and May are the quiet months when resorts normally prepare for the summer season and the influx of visitors who contribute to a $1.3 billion tourism industry in Warren County. But Adirondack restaurants, hotels and resort areas have been slowed by the coronavirus pandemic.
Jim Rucker, who owns and operates Garnet Hill Lodge in North River with his wife, Frances, sees cause for optimism, however.
The owners recently acquired an additional 110 acres in Warren County, securing control of much of the resort’s 30-plus miles of skiing, snowshoeing and hiking trails.
Their original purchase of Garnet Hill Lodge in 2016 came with less than 300 acres of land. This April, the Ruckers purchased another 110 acres. The resort is now able to provide many more miles of trails for hiking and mountain biking during the summer and fall.
Northway Exit 16 Self Storage Offers Climate Controlled Units, Around-The-Clock Access

©2020 Saratoga Photographer.com
By Rachel Phillips
The father and son team of Tom and Wayne Samascott recently built a new climate-controlled storage center on Ballard Road, near Northway Exit 16.
Northway Exit 16 Self Storage offers clients a convenient access as it is located just 1,000 feet down from the exit.
Tom and Wayne Samascott are president and vice president, respectively, of Malta Development Co. They opened the storage center in March.
“I have been interested in doing self-storage for the past several years and the opportunity to by this project came along,” Wayne Samascott said. “We liked the location. Ballard Road gets a lot of traffic.”
The center contains 48,400 square feet of rentable space, with units ranging from 5×5 feet, up to 13×20 feet. In addition to heated and air-conditioned units, clients will have 24/7 access.
Units are monitored by a security camera system that covers every part of the building. Renting units can be done online at northwayexit16selfstorage.com. Upon rental, clients receive a code to access the building without ever having to interact with anyone. The center even accepts package deliveries for clients, and will place the deliveries in their units for them.