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Business Report: Workplace Political Discussions Must Be Respectful

Posted onAugust 19, 2024
Renee Walrath, president, Walrath Recruiting Inc., Saratoga Springs.

By Renee Walrath

With the 2024 election drawing near, political tensions have increased and will only grow stronger over the upcoming months. Many Americans are bracing for these divisive political conversations, at home and work. 

Although there are always going to be some employees who are eager to share their opinions, a recent study found that over half of workers try to avoid having any discussion of politics in the workplace. That same survey concluded that 51 percent of workers believed that political discussions in the workplace hurt the work environment. 

While it should go without saying that the workplace is not an ideal place to have these conversations, it is unrealistic to expect discussions regarding political concerns not to crop up over the next several months. To help navigate political discourse in a professional environment, companies should be proactive in their approach. Ensure there are clear guidelines and expectations put in place to limit or eliminate any excessive political disruptions. Consider these practical recommendations to effectively navigate political conversations in the workplace. 

First and foremost, establishing clear policies or boundaries is essential. Formalizing policies set a framework of how conversations should be conducted to ensure no ostracizing of employees. 

Professional environments always require mutual respect among all parties. Employers should maintain vigorous anti-discrimination and anti-harassment policies to cover any protected characteristics such as race, gender, religion, etc., which often arise in political dialogue. 

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Legacy Planning Partners Is A Family-Run Business That Puts Its Clients First

Posted onAugust 19, 2024
Dan Hazewski Sr (left), who established Legacy Planning Partners in 1985, has turned much of the day-to-day operation over to Dan Hazewski Jr.

By Christine Graf

For almost four decades, Legacy Planning Partners has been serving clients in Glens Falls and beyond. Established in 1985 by Dan Hazewski Sr., the family business offers a variety of services including investment management, estate and retirement planning, 529 college saving plans, IRAs, and personal and business financial planning.

“You name it, we do it,” said Hazewski, noting that the firm also does pro bono work in the local community.

Before opening Legacy Planning Partners, he and his wife, Jan, operated several local businesses. Old-timers may remember the Snack Store, a business the couple opened in 1975.

“We leased a gas station on the Northway (exit 16) and put a convenience store in it. We sold gasoline, food, snacks, and we had a delicatessen in it,” said Hazewski. “If I had been smarter, I could have had a huge franchise. Stewart’s was just getting going with theirs.”

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Senior Citizens Are The Largest Demographic Buying Well Equipped Recreational Vehicles

Posted onAugust 19, 2024
Recreational vehicles fitting a variety of lifestyles and budgets are available at Alpin Haus’s four locations, a family business currently operated by Andy Heck.

By Christine Graf

More and more Americans are taking to the roads in RVs, with upwards of 45 million people vacationing in RVs this summer. More than 11 million households own recreational vehicles, and approximately 1 million Americans live in their vehicles full time. 

According to industry statistics, RV sales are strongest among the 55-64 age group, this demographic representing 20 percent of all sales. Millennials (ages 18-34) come in second, accounting for 15 percent of purchases. Tied for third at 13 percent are the 65-plus age group and the 35-44 age bracket.

“Age 50-plus is the sweetest spot for us for sure,” said Andy Heck, president of Alpin Haus. “But 35 to 50 is also doing well. Things do tail off at 65-plus.”

Established by Heck’s father, Bud Heck, and his friend John Daly, Alpin Haus opened its first store in Amsterdam in 1964. Today, the family-owned business has 275 employees spread across six locations. Stores offering RVs are located in Amsterdam, Saratoga, Orange County, and Oak Ridge, New Jersey. 

“We started as a ski shop and then got into selling RVS. Then, we added swimming pools and in the late 90s, we started adding locations,” said Heck.

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Business Report: Retirement Plans For Small Businesses In NY

Posted onAugust 19, 2024
Christopher K. Kelly, AIF®, QPFC, QKA®, CEBS; Sr VP, Retirement Services Mgr; Capital Bank.

By Christopher K. Kelly

Small business owners in New York face many decisions each day. Being part of a community bank, it’s not uncommon for us to be involved in conversations on how to best attract, retain, and take care of employees in terms of compensation, health benefits, vacation, and retirement.  This last item, retirement and financial security, is an increasingly common topic of interest. In our discussions with workers in New York, most understand there is a need for them to be saving for retirement. They know that people are living longer (meaning income will be needed for a longer period of time), Social Security benefits will not meet their income needs, and health insurance in retirement will be a significant expense.  These conversations often lead to two questions: (1) Does the employer offer a retirement plan and (2) Does the employee have the capacity to make saving for retirement a priority in their budget?  

Over the past several years, there has been an increased effort at the state and federal levels to help small businesses provide their employees access to a retirement savings plan. Small business owners have a variety of retirement plans to choose from, including: 401(k), 403(b), Profit Sharing, Pension Plans, SIMPLE IRAs, and SEPs.  Each of these programs offers its own set of features, requirements, varying complexity, and administrative costs. Knowing which type of retirement plan to implement is not an easy task, and often leads to no selection at all. The result is that many workers in New York are still not covered by an employer-sponsored retirement plan.

In an effort to give more employees access to a retirement plan, many state governments have developed their own programs. While these retirement programs differ by state, the common features include: mandates for businesses to participate based the number of employees, automatic enrollment for employees to save 3 to 5 percent of their pay into a Roth IRA, the ability for an employee to opt-out of saving, designated investment options, and low administrative fees.  

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Business Report: The Importance Of An Estate Plan

Posted onAugust 19, 2024
David M. Kopyc, CRPC®, is president of Retirement Planning Group LLC.

By David M. Kopyc, CRPC

The largest wealth transfer in the history of mankind will take place over the next three decades.  It is estimated to be in excess of 80 trillion dollars.  How will the Gen X and millennials manage this type of wealth and will they be able to work through the options they will need to take to protect these assets and minimize tax liability.

This transfer of wealth will take decades to play out, so most families will have time to take action to develop a plan to maximize their wealth transfer possibly for generations to come.  It is critical to have discussions on how this wealth can be utilized for all the future events that will take place in your family’s lives (weddings, college education, charitable intent, future income sources, etc.).

Regardless how big your pot of gold may be, you need to develop an estate plan.  A simple Will and beneficiary forms are important, but most of us will probably need to have a Trust or multiple Trusts.  Probate is expensive and if you want your money to follow your bloodline, there are options and strategies to take to accomplish this.

There are too many situations with families that ended badly because there was a lack of communication between the family members. It is critical that heirs have open, honest discussions about what they would like from the estate so conflicts do not arise.  While these conversations may be difficult and uncomfortable, it’s better to have your wishes known so there is absolutely no misunderstanding.

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UVM Medical Center Collaborates With Hudson Headwaters To Train Dental Students

Posted onAugust 19, 2024
Inaugural resident dentists from the University of Vermont Medical Center join Hudson Headwaters Health Network in Warrensburg, NY, as part of a new partnership to expand dental care access in rural communities.

University of Vermont Medical Center and Hudson Headwaters Health Network have partnered to bring more dental residents to northern New York in an expansion of the Medical Center’s Dental Residency Program. Leaders from both organizations say the new partnership will increase access to preventive dental care and improve recruitment of dentists in rural communities across the Adirondacks.

The partnership between the two not-for-profits, UVM Medical Center and Hudson Headwaters – a Federally Qualified Health Center – adds Hudson Headwaters’ Warrensburg dental center to the training sites at which resident dentists practice during their rotation in the residency program. It is the program’s first New York state-based training site.

“We’re excited to expand and to be able to offer our residents more experiences providing dental care and services,” said Justin Hurlburt, DMD, MA, program director of UVM Medical Center’s Dental Residency Program. “Having a training site at Hudson Headwaters means our residents will have the opportunity to provide different care and treatment and, as a result, help even more people.”

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Free Music Concerts Continue Through A Collaboration Of The Hub And Park Theater

Posted onAugust 19, 2024

In partnership with The Hub, The Park Theater Foundation is presenting a new music series, Adirondack Americana, live at The Hub in Brant Lake throughout September and October. 

Expanding on their annual Summer Series Concerts at the Crandall Park Bandshell, this is a free music series that will serve to enhance the accessibility of the arts within the local communities. These live musical performances will begin at 4 p.m., and feature a mix of local and nationally acclaimed artists. 

“We are thrilled to announce the expansion of our free music series by introducing Adirondack Americana. The success of our Summer Series Concerts at the Crandall Park Bandshell is beyond anything I could have imagined. Over the last four years, we have welcomed a wide variety of acts to our area and helped to create a family-friendly environment where folks from near and far can enjoy quality entertainment for free! I am looking forward to extending the spirit of our Summer Series Concerts to our neighbors in Brant Lake this fall, and work alongside our friend and supporter, Drew Cappabianca. The expansion of the series allows us to take our programming to the northern parts of Warren County and provide an additional outlet for the performing arts in our region,” said an organizer of the series.

The Adirondack Americana Lineup:

Saturday, 09/14 – Reese Fulmer & The Carriage House Band.

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The Village At Upper Sherman Offers Buyers A Quality-Built Home At A Reasonable Price

Posted onJuly 22, 2024
Construction has started on The Village at Upper Sherman, a maintenance-free community in Queensbury being offered by Cerrone Builders.
Courtesy of Cerrone Builders

By Susan Elise Campbell

Cerrone Builders has just broken ground on the model for a new maintenance-free residential development in Queensbury named The Village at Upper Sherman. The custom builders are about a month away from marketing 45 units starting at $550,000, according to Steven Cerrone, one of the company’s three managing partners and who is taking the lead on this project.

“We want to showcase what we do as a premier development company with The Village at Upper Sherman,” said Cerrone. 

The Cerrone family built The Village at Sweet Road in Queensbury several years ago and the new project mirrors that concept, he said.

“We like the concept of a village because we are creating a little community where everything is taken care of for you,” said Cerrone. “It’s a place that people can be proud to live in.”

The Village will have a homeowners’ association and monthly fee to maintain the common grounds and each lot’s lawn and landscaping, including mowing, mulching and trimming. Snow removal and trash pick-up are also provided.

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Hudson Headwaters Health Opens A New Primary Care Medical Center In Lake Placid

Posted onJuly 22, 2024
Hudson Headwaters Family Health at Lake Placid has opened a fully equipped and staffed primary care center in the village.
Courtesy of Hudson Headwaters Family Health

Hudson Headwaters Family Health at Lake Placid, the network’s 24th health center, is now open. 

Family Health at Lake Placid has five exam rooms and will provide primary care to patients of all ages. The network will operate the practice on the first floor of the facility, located at 203 Old Military Road in Lake Placid and owned by Adirondack Health.

“As a non-profit, Federally Qualified Health Center (FQHC), our mission is to expand primary care access,” said Hudson Headwaters CEO Tucker Slingerland, M.D. “The new location in Lake Placid will be a helpful addition to the vital primary care access that has been provided by Adirondack Health, a fellow safety-net provider, and other providers for many years.”

“Adirondack Health appreciates the opportunity to collaborate with Hudson Headwaters Health Network to expand primary care access in Lake Placid and the surrounding communities,” said Aaron Kramer, Adirondack Health president and CEO. “Co-locating our services benefits both the patient experience and the continuum of care. We are pleased to welcome them to the neighborhood.”

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The Adirondack Thunder Has Extended Its Coaches’ Contracts Through The 2025-26 Season

Posted onJuly 22, 2024
Pete MacArthur, Adirondack Thunder coach, had his contract extended.
Courtesy of Adirondack Thunder

The Adirondack Thunder, the ECHL affiliate of the New Jersey Devils and Utica Comets, has announced that the club has signed Head Coach Pete MacArthur to a two-year contract extension through the 2025-26 season.

MacArthur, 39, helped lead the Thunder to the regular-season North Division Championship with the most wins (43) and points (97) in franchise history. Adirondack also advanced to the Eastern Conference Final before falling to Florida in six games. In two seasons behind the bench for the Thunder, MacArthur is 75-47-22 and qualified for the Kelly Cup Playoffs both years.

“My family and I are so grateful to continue with this amazing opportunity in Adirondack,” said MacArthur. “We look forward to continuing to improve on-and-off the ice and fight for a Kelly Cup Championship with the best fans in the league behind us. Go Thunder!”

On the ice, MacArthur played professionally for 14 years before his coaching career. The Clifton Park native played four seasons with Adirondack and sits third all-time in franchise history in points (175), second in assists (122), is fourth all-time in games played (202) and sixth in goals (53).  

“We are thrilled to be able to extend Pete’s contract” said Team President Jeff Mead. “He has proven in just two years that he is the right leader for our organization. We have seen amazing success on the ice, including 17 sellouts last season. We look forward to continuing our quest for the Kelly Cup under Pete’s leadership.”

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