NY State of Health, the state’s official health plan Marketplace, have announced the affordable health insurance options available to New Yorkers in 2022.
Open enrollment for coverage in a 2022 Qualified Health Plan starts Nov. 16 for new and returning consumers and ends on Jan.31.
“Marketplace enrollment has topped 6.3 million people this year as more New Yorkers choose to protect themselves and their families with affordable, quality coverage during the COVID-19 public health emergency,” said Acting NY State of Health Executive Director Danielle Holahan. “Consumers can begin previewing their 2022 plan options and premiums today through NY State of Health’s plan shopping tool.”
Significantly, officials said, expanded federal tax credits remain available to New Yorkers who enroll in Qualified Health Plans (QHP.) This enhanced American Rescue Plan Act (ARPA) financial assistance is available now, including to higher-income individuals for the first time. Consumers who receive premium tax credits, more than 60 percent of QHP enrollees, will see no change in their premium costs for 2022, or in some cases a small decrease in the cost of coverage compared to 2021.
According to the Health Department, one in three New Yorkers are enrolled in health coverage through the Marketplace. Enrollment has increased across all marketplace programs since April 2021, when the state began implementing ARPA tax credit and Essential Plan (EP) enhancements.
All 12 insurers that offered Qualified Health Plans last year will offer them again in 2022. Consumers who enroll in a QHP between Nov. 16 and Dec. 15 will have coverage starting Jan. 1.